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A long-term break from work offered as a reward for tenure or mental health.
A legal provision that protects employers from penalties if they follow specific plan designs.
A 401(k) plan design that allows employers to bypass certain annual compliance testing.
A fixed amount of annual pay regardless of the number of hours worked.
An easy-to-read outline that lets you compare costs and coverage between health plans.
A standard easy-to-read document explaining what a health plan covers and costs.
The tax code allowing employees to pay for benefits with pre-tax dollars.
Federal legislation that updated retirement rules including student loan matching and emergency savings.
A model where the employer pays for claims directly rather than buying traditional insurance.
AKA a self-insured plan, refers to a type of health insurance plan in which the...
A pay schedule where employees are paid twice a month (24 times a year).
A model where providers keep a portion of the money they save the health plan.
Provides partial income replacement if you are unable to work due to a short-term illness.
A session and user authentication service that lets employees use one login for all benefit...
Services that can only be safely and effectively performed by licensed nurses.
Benefits that encourage community building volunteering and healthy workplace relationships.
The formal document explaining how a benefit plan works and what it covers.
High-cost complex medications often requiring special storage or administration.
A pharmacy that focuses exclusively on high-cost high-touch specialty medications.
When a PBM charges an employer more than it pays the pharmacy keeping the difference.
A code used by insurers to determine risk based on the company's industry.
A protocol requiring patients to try lower-cost drugs before "stepping up" to pricier ones.
A fixed sum of money paid periodically for expenses or as a benefit.
Insurance that protects self-funded employers from claims that exceed a certain dollar amount.
Protection for self-funded employers. It limits the employer's liability by kicking in if an individual...
A condition where the use of drugs or alcohol leads to significant impairment.
A required notice sent to employees when there are significant changes to their benefits.
A document notifying participants of significant changes to a benefit plan.
Additional life insurance an employee can purchase beyond the employer-paid amount.
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