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Day Treatment

Intensive mental health care where patients return home each evening.

Decision Support

Interactive tools that help employees choose the most cost-effective health plan during enrollment.

Deductible

The amount you owe for health care services before your insurance begins to pay.

Deduction Code

A label in the payroll system that determines the tax status of a benefit payment.

Defined Benefit Plan

A traditional pension that promises a specific monthly benefit at retirement based on salary and...

Defined Contribution Plan

A plan like a 401(k) where the retirement benefit depends on contributions and investment performance.

DEIB

Diversity Equity Inclusion and Belonging; the four pillars of a modern workplace culture.

Dental HMO (DHMO)

A dental plan that requires you to use a specific network dentist to receive coverage.

Dental PPO (DPPO)

A dental plan that allows you to visit any dentist but offers discounts for in-network...

Dependent Audit

A process to verify that everyone enrolled as a dependent is legally eligible for coverage.

Diagnostic Service

Tests or procedures (like X-rays or labs) performed to find the cause of a symptom.

Digital Pharmacy

An online-first pharmacy model that offers home delivery and transparent pricing.

Direct Contracting

Negotiating prices directly with hospitals cutting out the insurance carrier.

Direct Deposit

The electronic transfer of a net paycheck directly into a bank account.

Direct Primary Care [DPC]

A healthcare model where patients pay a monthly fee directly to their primary care physician...

Direct Rollover

Moving retirement funds directly from one plan to another to avoid taxes or penalties.

Discretionary Match

An employer contribution to a 401k that the company decides on a year-by-year basis.

Dispensing Fee

The amount paid to a pharmacy for the professional service of filling a prescription.

Dividend

A portion of a company's profit paid out to its shareholders.

Dollar-Cost Averaging

Investing a fixed amount at regular intervals regardless of market price.

Domestic Tourism

Traveling within the country to a COE for a specific surgery or treatment.

Drug Tiers

The groups (Tier 1 2 3 etc.) that determine an employee's copay based on the...

Dual Coverage

When an individual is covered by two health insurance plans simultaneously.

Durable Medical Equipment (DME)

Medical equipment such as wheelchairs or oxygen tanks that can withstand repeated use.