TERMS OF USE

Version: v02.042726

Our Philosophy on Partnership At JA, we believe the best journeys are built on a foundation of mutual respect and clear expectations. These Terms aren’t just rules—they are the standards we uphold to protect our shared vision, our intellectual property, and the integrity of the industry Evolution® we are building together.

Acceptance of Terms

By accessing and using https://jabenefits.com (the “Site”), you agree to be bound by these Terms of Use, our Privacy Policy and all applicable laws and regulations. JA Benefits, LLC (“JA”) provides this Site (and all associated domain and subdomain content) as a resource for those seeking a proactive, evolutionary approach to employee benefits and HR strategy. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The Evolutionary Standard: Intellectual Property

All content on this Site—including text, graphics, logos (such as the Evolution®, ROR®, Insight®, Analyze®, Evolve®, Navigate®, Activate®, JA Magic® and all other JA and JA HR brand marks), and concepts like Return on Relationship® (ROR®)—is the intellectual property of JA Benefits, LLC.

• Protection of Perspective: Our insights are crafted to set a standard unlike any other in the industry.
• Usage Restrictions: You may not copy, reproduce, or distribute any content for commercial purposes without express written permission.
• Permission Requests: All requests for content sharing or permissions must be made in writing to our legal address: 1630 H Street, Bedford, IN 47421.

Professional Boundaries & Guidance

• Not a Substitute for Partnership: While we strive for clarity and guidance, the content here does not constitute legal, medical, or specific financial advice.
• The Human Element: True Return on Relationship (ROR) happens through direct engagement with our talented experts. Always connect with a JA Advisor, Consultant or Partner for tailored strategies before making significant organizational decisions.

User Conduct: Diligent Engagement

We believe success is a journey determined by how we get there. We expect visitors to interact with our Site and tools (including but not limited to JAi, Discover Score Tool, Evolution Score Tool, and Resource Hub) with integrity. You agree not to:

• Stay Professional: Post or transmit any content that is discriminatory, harassing, defamatory, or infringing on third-party intellectual property rights.
• No Fraud: Impersonate any person or entity or misrepresent your affiliation with a company.
• No Law Breakers: Violate any applicable local, state, national, or international laws.
• Prohibited Actions: Use the Site in any way that causes, or may cause, damage to the Site or impairment of the accessibility of the Site.
• Integrity of Data: Attempting to decompile, reverse-engineer, or “scrape” data from our proprietary processes, content, brand assets or the JAi tool is strictly prohibited.

Authorized Access & Security

Access to certain areas of this Site is restricted to authorized JA employees and requires a secure login.

• Credential Integrity: You are responsible for maintaining the confidentiality of your unique login credentials. Sharing access with unauthorized individuals is a breach of these terms and our internal security protocols.
• Professional Use: The employee-only area is provided to support your role. Use of these resources should always align with our Core Brand Truth and established JA professional standards.
• Monitoring & Termination: JA reserves the right, in its sole discretion, to terminate or suspend your access to all or part of the Site (including for non-employee users) at any time, without notice, for any conduct that JA believes violates these Terms or is harmful to other users or JA’s business interests.

Third-Party Links & Embedded Content

Indemnification

You agree to defend, indemnify, and hold harmless JA Benefits, LLC, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorney’s fees) arising from: (i) your use of and access to the Site; (ii) your violation of any term of these Terms of Use; or (iii) your violation of any third-party right.

Limitation of Liability

JA and its experts work strategically to ensure accuracy; however, materials are provided “as is” without warranties of any kind. In no event shall JA be liable for any indirect, incidental, or consequential damages arising out of the use or inability to use the materials on the Site. JA’s total liability to you for all damages, losses, and causes of action shall not exceed the total amount paid by you, if any, for accessing this Site.

Dispute Resolution: Arbitration & Class Action Waiver

Binding Arbitration: Any dispute relating to the Site shall be resolved through binding arbitration in Bedford, Indiana, rather than in court.

Class Action Waiver: You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Venue: If for any reason a claim proceeds in court, both parties agree to the exclusive jurisdiction of the state or federal courts located in Lawrence County, Indiana.

Revisions and Errata

At JA, we believe in the power of progress. We reserve the right to update or modify these Terms or the content of the Site at any time to reflect our maturing brand and the changing needs of our clients.

If we make material changes to these Terms, we will post the updated Version (vXX.XXXX) and Date (vXX.XXXX) at the top of this page. Your continued use of the Site following the posting of any changes constitutes your acceptance of the revised Terms. We encourage you to review this page periodically for any updates.

Any claim relating to the JA Site shall be governed by the laws of the State of Indiana without regard to its conflict of law provisions.