Greetings! We hope this message finds you well. So many things have changed in the benefits industry over the last twenty five years of being in business. And without a doubt we are on the cusp of many more changes in 2014.

Our mission has been to help employers throughout the Midwest solve problems, primarily associated with employee benefits. That remains our mission regardless of health care reform. And we believe the challenges will likely be more difficult than those we have faced in years past in terms of making decisions about plan design, funding, exchanges and even general employment practices.

Many studies released to date indicate the majority of employers across the country will continue to offer medical benefits to employees. Regardless of where you end up, you need to feel confident that the decision you make is what’s best for your business, based on concrete facts. We feel confident the tools and training we have will achieve that result. We invite you to review a high level overview of the health care reform impact study, including the information necessary to get started on a study for your organization.

Our vision for the future is to continue to be a problem solver for businesses and individuals when it comes to managing risks and assets. We appreciate your partnership and look forward to meeting with you soon to further discuss the impacts of health care reform on your business. Please do not hesitate to contact me personally if you have any questions related to health care reform or any issue pertaining to employee benefits.

Best Regards,
Doug Johnson
Managing Partner