<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="//jabenefits.com/main-sitemap.xsl"?>
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd http://www.google.com/schemas/sitemap-image/1.1 http://www.google.com/schemas/sitemap-image/1.1/sitemap-image.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
	<url>
		<loc>https://jabenefits.com/3-tips-to-beat-the-post-holiday-blues/</loc>
		<lastmod>2019-01-04T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-importance-of-working-for-a-boss-who-supports-you/</loc>
		<lastmod>2019-01-04T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/beware-new-year-new-fad-diets/</loc>
		<lastmod>2019-01-04T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/your-guide-to-avoiding-winter-illnesses/</loc>
		<lastmod>2019-01-03T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-employees-really-feel-about-asking-for-time-off-during-the-holidays/</loc>
		<lastmod>2019-01-03T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-ja-dish-with-emilee-hannum/</loc>
		<lastmod>2019-01-02T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/creating-a-culture-of-recognition/</loc>
		<lastmod>2019-01-02T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/call-today-work-tomorrow-the-future-of-hiring/</loc>
		<lastmod>2019-01-01T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-case-for-self-funded-health-benefit-plans-and-reference-based-pricing/</loc>
		<lastmod>2018-12-31T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/4-mistakes-to-avoid-at-the-intersection-of-fmla-and-pto/</loc>
		<lastmod>2018-12-28T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/more-pay-nah-employees-prefer-benefits/</loc>
		<lastmod>2018-12-27T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/11-top-workplace-stressors/</loc>
		<lastmod>2018-12-26T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/its-peak-flu-season-heres-what-employers-should-do-now/</loc>
		<lastmod>2018-12-25T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-retain-good-employees-make-them-feel-valued/</loc>
		<lastmod>2018-12-24T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/peer-support-strengthens-mental-health-offerings/</loc>
		<lastmod>2018-12-21T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/4-trends-in-employee-wellness-programs-for-2019/</loc>
		<lastmod>2018-12-20T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-overlooked-keys-to-attracting-retaining-great-workers-and-keeping-them-beyond-the-holidays/</loc>
		<lastmod>2018-12-19T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/new-resource-offers-guidance-on-digital-tools-for-diabetes-management/</loc>
		<lastmod>2018-12-18T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-aca-remains-in-place-after-being-struck-down-by-federal-court/</loc>
		<lastmod>2018-12-18T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/association-health-plans-meet-the-2018-form-m-1/</loc>
		<lastmod>2018-12-17T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/who-let-the-dogs-in-more-companies-are-welcoming-pets/</loc>
		<lastmod>2018-12-14T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-stay-sane-during-the-holidays/</loc>
		<lastmod>2018-12-13T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/from-hsa-to-401k-contribution-limits-11-numbers-to-know-for-2019/</loc>
		<lastmod>2018-12-12T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-not-get-stuck-with-other-peoples-work-over-the-holidays/</loc>
		<lastmod>2018-12-11T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-make-on-demand-fitness-work-for-wellness/</loc>
		<lastmod>2018-12-10T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/2019-a-look-forward/</loc>
		<lastmod>2018-12-07T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/employee-benefit-trends-to-watch-in-2019/</loc>
		<lastmod>2018-12-07T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/viewpoint-why-respect-dignity-and-kindness-are-foundational-workplace-principles/</loc>
		<lastmod>2018-12-06T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/poor-hiring-practices-costing-employers-valuable-talent/</loc>
		<lastmod>2018-12-05T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/celebrate-with-ja-2/</loc>
		<lastmod>2018-12-05T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-benefits-issue-that-costs-employers-big-ineligible-dependents-on-company-plans/</loc>
		<lastmod>2018-12-04T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/whats-in-store-for-voluntary-benefits-in-2019/</loc>
		<lastmod>2018-12-03T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/gingerbread-cookies-and-ham-with-ja/</loc>
		<lastmod>2018-12-03T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/poor-employee-health-costs-employers-half-trillion-dollars-a-year/</loc>
		<lastmod>2018-11-30T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/discover-the-wellness-trends-for-2019/</loc>
		<lastmod>2018-11-29T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/do-you-have-a-strong-foundation-of-best-practices-for-your-wellness-program/</loc>
		<lastmod>2018-11-29T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/end-of-year-fsa-expenses-an-employer-cheat-sheet/</loc>
		<lastmod>2018-11-29T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/stress-in-the-workplace/</loc>
		<lastmod>2018-11-28T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dol-reverses-course-on-80-20-limitations-for-tipped-employees/</loc>
		<lastmod>2018-11-28T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dont-mistake-perks-for-corporate-culture/</loc>
		<lastmod>2018-11-27T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-ways-to-fight-holiday-stress/</loc>
		<lastmod>2018-11-27T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/this-one-thing-you-use-all-the-time-may-be-covered-with-flu-bacteria/</loc>
		<lastmod>2018-11-26T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dont-let-cooler-temperatures-derail-your-workout-plan/</loc>
		<lastmod>2018-11-26T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/counting-sleep-new-benefit-encourages-employees-to-track-their-shut-eye/</loc>
		<lastmod>2018-11-26T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/helping-employers-start-the-conversation-around-suicide-prevention/</loc>
		<lastmod>2018-11-23T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-create-a-strong-communication-plan-for-open-enrollment/</loc>
		<lastmod>2018-11-23T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/facebook-unveils-new-career-development-portal/</loc>
		<lastmod>2018-11-22T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/coping-with-stress-workplace-tips/</loc>
		<lastmod>2018-11-22T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/predictive-analytics-will-be-the-silent-game-changer-in-employee-benefits/</loc>
		<lastmod>2018-11-21T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/whats-a-simple-addition-to-your-day-to-decrease-stress-improve-well-being/</loc>
		<lastmod>2018-11-21T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-ai-can-predict-the-employees-who-are-about-to-quit/</loc>
		<lastmod>2018-11-21T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/what-benefits-and-perks-do-employees-actually-want/</loc>
		<lastmod>2018-11-20T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-data-science-can-help-employers-build-better-benefit-plans/</loc>
		<lastmod>2018-11-20T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/changing-the-conversation-on-mental-health/</loc>
		<lastmod>2018-11-19T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-trends-and-4-survival-tips-for-managing-millennials-in-2019/</loc>
		<lastmod>2018-11-19T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/irs-bumps-up-401k-contribution-limit-for-2019/</loc>
		<lastmod>2018-11-16T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/healthcare-waste-is-costing-billions-and-employers-arent-doing-anything-about-it/</loc>
		<lastmod>2018-11-16T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/9-simple-ways-to-deal-with-stress-at-work/</loc>
		<lastmod>2018-11-15T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/are-your-workers-sleeping-on-the-job/</loc>
		<lastmod>2018-11-15T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/interact-sensitively-with-employees-addicted-to-opioids/</loc>
		<lastmod>2018-11-14T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/creating-better-employee-benefits-with-advanced-analytics/</loc>
		<lastmod>2018-11-14T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/give-employees-time-back-in-an-always-on-working-world/</loc>
		<lastmod>2018-11-13T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/civic-time-off-the-benefit-getting-employees-to-the-polls/</loc>
		<lastmod>2018-11-13T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/employers-assess-risk-tolerance-with-wellness-program-incentives/</loc>
		<lastmod>2018-11-12T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-critical-elements-to-consider-when-choosing-an-hsa-administrator/</loc>
		<lastmod>2018-11-12T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/patient-protections/</loc>
		<lastmod>2018-11-09T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/8-scary-benefits-behaviors-employees-should-avoid/</loc>
		<lastmod>2018-11-09T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/whcra/</loc>
		<lastmod>2018-11-09T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/ada-wellness-program-rules/</loc>
		<lastmod>2018-11-08T19:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/aca-overview-overview-of-grandfathered-plans/</loc>
		<lastmod>2018-11-08T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-handle-employee-requests-for-time-off-to-vote/</loc>
		<lastmod>2018-11-08T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/celebrate-with-ja/</loc>
		<lastmod>2018-11-08T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/annual-chip-notice-for-health-plans/</loc>
		<lastmod>2018-11-07T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/hrs-recurring-headache-convincing-employees-to-get-a-flu-shot/</loc>
		<lastmod>2018-11-07T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/wellness-programs-hipaa-rules/</loc>
		<lastmod>2018-11-07T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/7-steps-to-running-better-meetings/</loc>
		<lastmod>2018-11-06T17:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/a-beginners-guide-to-mindfulness/</loc>
		<lastmod>2018-11-06T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/when-companies-should-invest-in-training-their-employees-and-when-they-shouldnt/</loc>
		<lastmod>2018-11-05T15:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/makeover-your-holiday-recipes-by-substituting-fats/</loc>
		<lastmod>2018-11-05T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-ultimate-cheesecake-with-ja/</loc>
		<lastmod>2018-11-02T18:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/removing-meat-from-your-diet-could-improve-your-health-researchers-say/</loc>
		<lastmod>2018-11-02T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/4-steps-to-comply-with-the-fmlas-key-employee-exception/</loc>
		<lastmod>2018-11-02T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/8-ways-to-maintain-hsa-eligibility/</loc>
		<lastmod>2018-11-01T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/viewpoint-how-to-engage-and-retain-generation-x/</loc>
		<lastmod>2018-10-31T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-optimize-open-enrollment-for-workers/</loc>
		<lastmod>2018-10-30T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-steps-to-negotiating-a-better-employee-benefit-annual-renewal/</loc>
		<lastmod>2018-10-29T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/what-employers-can-do-to-combat-risks-of-workplace-opioid-abuse/</loc>
		<lastmod>2018-10-26T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-things-small-business-owners-should-know-about-this-years-open-enrollment/</loc>
		<lastmod>2018-10-25T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/why-employee-performance-management-needs-an-hr-tech-overhaul/</loc>
		<lastmod>2018-10-24T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/4-faqs-about-2019-medicare-rates/</loc>
		<lastmod>2018-10-23T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-ways-employers-can-leverage-tech-during-open-enrollment/</loc>
		<lastmod>2018-10-22T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/irs-updates-required-tax-notice-to-address-plan-loan-offsets/</loc>
		<lastmod>2018-10-19T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/4-best-practices-for-implementing-a-gamification-based-compliance-training-system/</loc>
		<lastmod>2018-10-18T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/severance-plans-how-savvy-employers-can-stay-erisa-compliant/</loc>
		<lastmod>2018-10-17T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/areas-to-highlight-during-this-years-benefits-renewal/</loc>
		<lastmod>2018-10-16T18:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/culture-is-key-to-attracting-younger-talent-but-you-can-make-it-mutually-beneficial/</loc>
		<lastmod>2018-10-16T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/are-you-ready-for-self-funding-three-tools-to-help-you-decide/</loc>
		<lastmod>2018-10-15T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/6-books-on-the-future-of-work-that-every-hr-professional-should-read/</loc>
		<lastmod>2018-10-12T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/u-s-unemployment-drops-to-lowest-rate-in-50-years/</loc>
		<lastmod>2018-10-11T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/superfoods-for-super-health/</loc>
		<lastmod>2018-10-10T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/ready-for-the-sounds-of-office-sniffles/</loc>
		<lastmod>2018-10-10T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/see-what-the-buzz-is-all-about-counting-macros/</loc>
		<lastmod>2018-10-09T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-approaching-aca-premium-tax-moratorium-take-2/</loc>
		<lastmod>2018-10-09T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/more-common-than-youd-think-workplace-bullying/</loc>
		<lastmod>2018-10-08T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/8-keys-to-developing-a-successful-return-to-work-program/</loc>
		<lastmod>2018-10-08T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-ways-benefits-educators-can-ease-the-open-enrollment-process/</loc>
		<lastmod>2018-10-05T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/business-meal-deductions-likely-here-to-stay-after-new-irs-guidelines/</loc>
		<lastmod>2018-10-04T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/unleash-voluntary-benefits-to-attract-millennials/</loc>
		<lastmod>2018-10-03T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-reasons-to-offer-a-student-loan-repayment-benefit-in-2019/</loc>
		<lastmod>2018-10-02T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-ja-dish-with-jenni-beeler/</loc>
		<lastmod>2018-10-02T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-employers-can-support-employees-during-cancer-treatment/</loc>
		<lastmod>2018-10-01T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/oct-15-deadline-nears-for-medicare-part-d-coverage-notices/</loc>
		<lastmod>2018-09-28T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/8-benefits-of-measuring-employee-engagement/</loc>
		<lastmod>2018-09-27T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/senate-passes-bill-to-combat-opioid-epidemic/</loc>
		<lastmod>2018-09-26T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/staying-healthy-in-the-workplace/</loc>
		<lastmod>2018-09-26T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/30-employee-handbook-dos-and-donts-from-the-nlrb/</loc>
		<lastmod>2018-09-25T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/stop-making-401k-contributions-fill-up-your-hsa-first/</loc>
		<lastmod>2018-09-24T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-build-a-motivated-workforce/</loc>
		<lastmod>2018-09-21T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/mlr-rebates-compliance-steps-for-erisa-plan-sponsors/</loc>
		<lastmod>2018-09-21T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/benefits-insights-summary-annual-report/</loc>
		<lastmod>2018-09-20T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-days-of-employers-ignoring-the-opioid-crisis-are-over/</loc>
		<lastmod>2018-09-20T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-critical-conversations-to-have-before-retiring/</loc>
		<lastmod>2018-09-19T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/form-5500-annual-return-report-of-employee-benefit-plan/</loc>
		<lastmod>2018-09-19T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/erisa-compliance-faqs-reporting-and-disclosure-rules/</loc>
		<lastmod>2018-09-18T21:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dol-adds-compliance-office-new-web-resources/</loc>
		<lastmod>2018-09-18T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/direct-primary-care-trumps-the-aca-for-value-quality-and-satisfaction/</loc>
		<lastmod>2018-09-18T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-evaluate-an-applicant-tracking-system/</loc>
		<lastmod>2018-09-17T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/medical-loss-ratio-mlr-rules/</loc>
		<lastmod>2018-09-17T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/heres-how-hr-pros-can-breeze-through-open-enrollment/</loc>
		<lastmod>2018-09-14T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-dol-audit-understanding-the-spectrum-of-risk/</loc>
		<lastmod>2018-09-13T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/foodborne-illness-is-on-the-rise-protect-yourself/</loc>
		<lastmod>2018-09-13T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/fruits-and-veggies-how-much-is-enough/</loc>
		<lastmod>2018-09-12T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/identity-theft-protection-benefits-and-the-business-case-for-employers/</loc>
		<lastmod>2018-09-12T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/hbp-guidelines-have-changed-do-you-know-your-risk/</loc>
		<lastmod>2018-09-11T18:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-steps-to-improving-employees-mental-health/</loc>
		<lastmod>2018-09-11T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/medicare-part-d-creditable-coverage-disclosure-notices-due-by-oct-14/</loc>
		<lastmod>2018-09-11T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/seeing-beyond-size-in-vision-care-networks/</loc>
		<lastmod>2018-09-10T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/aca-4-things-employers-should-focus-on-this-fall/</loc>
		<lastmod>2018-09-07T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/checklist-updating-your-employee-handbook/</loc>
		<lastmod>2018-09-06T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-big-difference-between-long-term-care-and-long-term-disability-insurance/</loc>
		<lastmod>2018-09-05T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/top-10-health-conditions-costing-employers-the-most-2/</loc>
		<lastmod>2018-09-04T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-ja-dish-with-michelle-anderson/</loc>
		<lastmod>2018-09-03T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/10-creative-ways-to-help-working-parents/</loc>
		<lastmod>2018-09-03T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/retirement-abcs-how-employers-can-help-baby-boomers-prepare/</loc>
		<lastmod>2018-08-31T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/15-employee-benefits-on-the-rise/</loc>
		<lastmod>2018-08-30T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/new-rule-pushes-for-hospital-price-transparency/</loc>
		<lastmod>2018-08-29T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/do-employees-know-where-to-go-in-a-health-crisis/</loc>
		<lastmod>2018-08-28T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/avoiding-red-flags-how-to-lower-your-plans-audit-risk/</loc>
		<lastmod>2018-08-27T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-employers-can-manage-the-skyrocketing-cost-of-specialty-drugs/</loc>
		<lastmod>2018-08-24T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-motivate-millennials-to-participate-in-retirement-savings/</loc>
		<lastmod>2018-08-23T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/osha-proposes-change-to-electronic-record-keeping-rule/</loc>
		<lastmod>2018-08-22T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-corporate-asset-youve-completely-overlooked-and-what-to-do-about-it/</loc>
		<lastmod>2018-08-21T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/five-frequently-overlooked-mistakes-in-hipaa-compliance/</loc>
		<lastmod>2018-08-20T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/bringing-personal-services-to-work/</loc>
		<lastmod>2018-08-17T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/a-look-at-drug-spending-in-the-u-s/</loc>
		<lastmod>2018-08-16T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/everything-benefits-managers-need-to-know-about-generation-z/</loc>
		<lastmod>2018-08-16T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-ways-to-promote-inclusion-in-your-workplace/</loc>
		<lastmod>2018-08-15T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/specialty-drugs-and-health-care-costs/</loc>
		<lastmod>2018-08-15T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/ja-birthdays-and-anniversaries/</loc>
		<lastmod>2018-08-14T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/linkedin-voice-messaging-aims-to-connect-hr-with-job-seekers/</loc>
		<lastmod>2018-08-14T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/beyond-the-basics-how-to-accommodate-workers-with-service-animals/</loc>
		<lastmod>2018-08-13T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/5-great-underutilized-places-to-promote-your-recruitment-content/</loc>
		<lastmod>2018-08-10T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/shifting-from-employee-engagement-to-employee-experience/</loc>
		<lastmod>2018-08-09T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/sunrays-arent-the-only-thing-you-can-catch-at-the-pool/</loc>
		<lastmod>2018-08-09T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/are-you-up-to-date-on-your-immunizations/</loc>
		<lastmod>2018-08-08T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/one-sure-fire-way-to-engage-employees-in-voluntary-benefits/</loc>
		<lastmod>2018-08-08T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/reference-based-pricing-is-gaining-momentum-heres-why/</loc>
		<lastmod>2018-08-07T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/trouble-sleeping-your-phone-may-be-to-blame/</loc>
		<lastmod>2018-08-07T12:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/employers-take-steps-to-address-opioid-crisis/</loc>
		<lastmod>2018-08-06T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/point-of-sale-wellness-how-health-plans-are-cashing-in/</loc>
		<lastmod>2018-08-03T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-tech-solutions-can-take-aim-at-employee-stress/</loc>
		<lastmod>2018-08-02T16:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/the-pros-and-cons-of-level-funding/</loc>
		<lastmod>2018-08-02T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/15-employee-benefits-on-the-decline/</loc>
		<lastmod>2018-07-31T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/what-do-the-dols-new-ahp-rules-actually-mean/</loc>
		<lastmod>2018-07-30T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/improve-workplace-fitness-by-focusing-on-the-collective-we/</loc>
		<lastmod>2018-07-27T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/house-passes-bills-expanding-health-savings-accounts/</loc>
		<lastmod>2018-07-26T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/consequences-and-or-remedies-for-late-or-missing-form-5500s/</loc>
		<lastmod>2018-07-25T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/jas-second-annual-golf-outing/</loc>
		<lastmod>2018-07-24T18:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/whats-the-best-combination-of-spending-saving-with-an-hsa/</loc>
		<lastmod>2018-07-24T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/who-are-benefits-for-anyway/</loc>
		<lastmod>2018-07-23T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-ways-to-support-employee-caregivers/</loc>
		<lastmod>2018-07-20T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/employers-need-to-take-a-strategic-look-at-workers-well-being/</loc>
		<lastmod>2018-07-19T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-questions-to-ask-about-paid-leave-programs/</loc>
		<lastmod>2018-07-18T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/12-ways-to-save-on-health-care/</loc>
		<lastmod>2018-07-17T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-to-help-millennials-tackle-2-major-financial-pain-points/</loc>
		<lastmod>2018-07-16T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/a-vacation-cant-undo-the-damage-of-a-stressful-work-environment/</loc>
		<lastmod>2018-07-13T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/live-well-work-well-july-2018-pt-3/</loc>
		<lastmod>2018-07-11T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/live-well-work-well-july-2018-pt-2/</loc>
		<lastmod>2018-07-10T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/live-well-work-well-july-2018-pt-1/</loc>
		<lastmod>2018-07-09T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-things-your-clients-should-be-telling-employees-about-hsas/</loc>
		<lastmod>2018-07-04T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-ideas-to-ease-the-transition-to-a-high-deductible-world/</loc>
		<lastmod>2018-07-03T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/hsa-how-to/</loc>
		<lastmod>2018-07-02T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/benchmarking-data-through-insight/</loc>
		<lastmod>2018-07-01T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/amazon-has-just-entered-the-drug-distribution-business/</loc>
		<lastmod>2018-06-29T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-ways-to-reshape-how-you-communicate-about-benefits-with-millennials/</loc>
		<lastmod>2018-06-27T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/quality-trumps-convenience-among-employees/</loc>
		<lastmod>2018-06-26T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dols-final-rule-on-association-health-plans-expands-options-compliance-recap-june-2018/</loc>
		<lastmod>2018-06-25T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/dols-final-ahp-ruling-to-help-small-business-in-the-future-compliance-alert-june-2018/</loc>
		<lastmod>2018-06-25T14:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/how-faking-your-feelings-at-work-can-be-damaging/</loc>
		<lastmod>2018-06-25T13:00:00+00:00</lastmod>
	</url>
	<url>
		<loc>https://jabenefits.com/3-questions-advisers-should-ask-about-the-potential-cvs-aetna-deal/</loc>
		<lastmod>2018-06-22T14:00:00+00:00</lastmod>
	</url>
</urlset>
<!-- XML Sitemap generated by Rank Math SEO Plugin (c) Rank Math - rankmath.com -->