2019: A Look Forward

A number of significant changes to group health plans have been made since the…


ACA Overview: Overview of Grandfathered Plans

The Affordable Care Act (ACA) contains many provisions that affect…


The approaching ACA premium tax moratorium – take 2

In 2015, Congress introduced a one-year moratorium on the ACA premium tax that…


MLR Rebates—Compliance Steps for ERISA Plan Sponsors

The Affordable Care Act (ACA) established medical loss ratio (MLR) rules to…


Benefits Insights: Summary Annual Report

The Employee Retirement Income Security Act (ERISA) requires plan…


ERISA Compliance FAQs: Reporting and Disclosure Rules

Highlights Plan Document/SPD Employee benefits that are subject to ERISA must…


Medical Loss Ratio (MLR) Rules

Highlights MLR Standards Issuers in the large group market must spend at…


ACA: 4 things employers should focus on this fall

Should employers still worry about the Affordable Care Act? Yes, they should…


12 Ways to Save on Health Care

Managing your money is tough, saving for your health care is pretty rough too.…


Pre-existing Conditions and Medical Underwriting in the Individual Insurance Market Prior to the ACA

Data provided through two, large government surveys, The National Health…